Create a payment draft
Create a payment draft.
When you create a payment draft, it stays a draft until you send it for processing as payment in the Revolut Business app.
Until then, you can delete the draft if you no longer wish to proceed with it.
If you or the payment you're making is subject to an approval process, when you send the draft for processing, the payment goes into the Pending review
state.
Before it can be processed, the business owner, administrator, or another team member designated as an approver must approve it in the Revolut Business app.
For more information on use cases and other details, see the guides: Payment drafts.
Access Token
Each Business API request must contain an authorization header in the following format to make a call: Bearer <your_access_token>
.
The access token will be obtained the first time you set up your application and has an expiration of 40 minutes.
During setup, a refresh_token
will also be obtained which allows to obtain a new access_token
.
Never share your client-assertion JWT (JSON web token), access_token
and refresh_token
with anyone, as these can be used to access your banking data and initiate transactions.
Access tokens can be issued with four security scopes and require a JWT (JSON Web Token) signature to be obtained:
READ
: Permissions forGET
operations.WRITE
: Permissions to update counterparties, webhooks, and issue payment drafts.PAY
: Permissions to initiate or cancel transactions and currency exchanges.READ_SENSITIVE_CARD_DATA
: Permissions to retrieve sensitive card details.cautionIf you enable the
READ_SENSITIVE_CARD_DATA
scope for your access token, you must set up IP whitelisting. Failing to do so will prevent you from accessing any Business API endpoint.IP whitelisting means that you must specify an IP or a set of IPs which will be the only IPs from which requests to the API will be accepted. To do so:
- In the Revolut Business app, select the corresponding API certificate.
- In Production IP whitelist, provide the IP(s) which should be whitelisted, and save.
To configure your JWT and obtain the refresh and first access tokens, complete the following steps:
Request
The payment draft information
Response
The ID of the payment draft that was created