Create a payment
Make a payment to a counterparty. The resulting transaction has the type
If you make the payment to another Revolut account, either business or personal, the transaction is executed instantly.
When you make the payment to a
business counterparty, you must specify the
To ensure that a payment is not processed multiple times if there are network or system errors, the same
request_id should be used for requests related to the same payment.
Due to PSD2 Strong Customer Authentication regulations, the Payments (
/pay) endpoint is only available for customers on Revolut Business Company plans.
If you're a freelancer and wish to use the Payments endpoint, we advise that you instead leverage our Payment drafts (
For more details, see Tutorials: Send money via transfer.
Each Business API request must contain an authorization header in the following format to make a call:
The access token will be obtained the first time you set up your application and has an expiration of 40 minutes.
During setup, a
refresh_token will also be obtained which allows to obtain a new
Never share your client-assertion JWT (JSON web token),
refresh_token with anyone, as these can be used to access your banking data and initiate transactions.
Access tokens can be issued with four security scopes and require a JWT (JSON Web Token) signature to be obtained:
READ: Permissions for
WRITE: Permissions to update counterparties, webhooks, and issue payment drafts.
PAY: Permissions to initiate or cancel transactions and currency exchanges.
READ_SENSITIVE_CARD_DATA: Permissions to retrieve sensitive card details.caution
If you enable the
READ_SENSITIVE_CARD_DATAscope for your access token, you must set up IP whitelisting. Failing to do so will prevent you from accessing any Business API endpoint.
IP whitelisting means that you must specify an IP or a set of IPs which will be the only IPs from which requests to the API will be accepted. To do so:
- In the Revolut Business app, select the corresponding API certificate.
- In Production IP whitelist, provide the IP(s) which should be whitelisted, and save.
To configure your JWT and obtain the refresh and first access tokens, complete the following steps:
Create a payment
The information about the payment created