Test payment flows

This guide details how merchants can test the client side of their implementations (i.e., what Retail users see when using our payment products) for our payment products in the Sandbox environment, using our test cards.

Revolut Pay​

Revolut Pay involves a more complex testing scenario due to its connection with our account-to-account (A2A) payment system. This section explains the process and details of the mock sign-up feature, which simulates a new Revolut Retail account creation in the checkout flow of Revolut Pay. This is required for testing A2A payment flows.

• Mock sign-up feature:
  As the Revolut Retail app is not available in Sandbox, a simulated sign-up process needs to be completed. Once the mock account is created, you can use it to test account-to-account transactions and store our test cards for future use.
• Revolut Pay A2A in Sandbox:
  The flow includes an initial card payment that triggers the mock sign-up, creating a new, simulated Revolut Retail account necessary for subsequent A2A transactions.

Mock sign-up flow​

1. Initiate a payment via Revolut Pay on your checkout page.

2. Provide a random phone number that hasn't been used in the Sandbox before, then click Continue. Save this phone number for testing the account-to-account (A2A) payment flow.

   note

   If you enter a phone number that's already registered with a mock retail account, you can either use it for testing the account-to-account flow or try again with a new number to simulate the mock sign-up process.

3. When prompted, select the Don't have passcode option.

4. Click Fill with ... in the top-right corner to autofill the mock OTP (one-time password).

5. Provide any random user data, and one of our test cards for successful payments (with any CVV and future expiry date).

6. Click Pay ... to finish the payment and finalise the mock sign-up.

Account-to-account payment flow​

Your mock account is created with the credentials provided once your initial payment is successful. To test account-to-account (A2A) transactions using the same simulated credentials, follow these steps:

1. Initiate a new payment via Revolut Pay on your checkout page.

   note

   The mock account should be logged in by default. If not, complete the sign-in steps.

2. Enter the same phone number you used during the mock sign-up and click Continue.

3. When prompted, select the Don't have passcode option.

4. Click Fill with ... in the top-right corner to autofill the mock OTP.

5. On the verification screen, confirm that the Revolut account is selected by default in the Pay with section.

   • (Optional) If you need to change the payment method, you can select a different option in the Pay with section.

6. Click Pay ... to proceed.

7. On the verification challenge screen, click Approve in the top-right corner to pass the verification.

   note

   In production, customers complete the challenge through the Revolut retail app (if installed) or via a webview. In the Sandbox environment, this step is simulated by the Approve/Decline buttons on the verification screen.

Following these steps will complete the A2A payment flow, allowing you to fully test the account-to-account transaction process using your previously created mock account.