Guides • Accept Payments
1. Apply for a Merchant account

Apply for a Merchant account

As a Revolut Business customer, you have the option to open a Merchant account. This will allow you to accept payments directly to your Merchant account via our payment solutions.

Besides accepting payments, you can manage orders, customers, and access more features through the Merchant API. To start using the Merchant API and its features, you will first need to apply for a Merchant account.

Merchant account vs. Business account features

The Merchant account is a sub-account of your Business account. The following table lists the different features of both:

Revolut Merchant accountRevolut Business account
  • Accept online payments through various payment methods
  • Manage orders, customers, online store locations, and more
  • Generate detailed financial and sales reports
  • Integrate with e-commerce platforms
  • Access to fast settlements, improving cash flow
  • Customisable checkout experience for customers
  • Secure transactions with fraud prevention tools
  • Tools for subscription management and recurring payments
  • General business finance management, including budgeting
  • Manage payouts to employees and vendors
  • Issue and manage business cards for your team
  • Manage counterparties, including sending and receiving funds
  • Multi-currency accounts to handle global transactions
  • Access to international bank transfers at competitive rates
  • Advanced security features like 2FA and custom permissions
  • Dedicated business support and account management

Application process


Before you start, make sure you've already opened a Revolut Business account.

  1. Apply for a Merchant account
  2. Provide the required information, such as:
    • Website of operation
    • Volume of payments
    • Category of your merchant activities
  3. Submit your application

If your application is successful, you will receive an email notification, and you can access your Merchant account right away.

If your application is rejected, you will receive a notification with the reason for the rejection. You can then address the issue and reapply.

For any questions or assistance during the application process, reach out to support via our in-app chat.


To try the Merchant API in a test environment without signing up for a real Revolut Business and Merchant account, create a Revolut Sandbox account.

You can use the Sandbox account to test your implementation before going live. For more information, see: Implementation checklists.

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