# Introduction to Click to Pay

As a **Revolut Business customer** with an active **Merchant account**, you can offer your customers a faster, more secure checkout experience with **Click to Pay**. 

Powered by the EMVCo Secure Remote Commerce (SRC) standard and backed by [Visa](https://www.visa.co.uk/business/merchants/click-to-pay.html) and [Mastercard](https://www.mastercard.com/global/en/business/payments/commercial-payments/accept-payments/click-to-pay.html), Click to Pay lets enrolled customers pay in just a few clicks - the card networks handle authentication and payment credential delivery behind the scenes. Customers can enter their card details during checkout through Click to Pay and opt in to save them to a new or existing Click to Pay profile for future purchases.

Click to Pay is an ideal choice for merchants who want to reduce checkout friction and improve conversion rates. Customers who have enrolled their cards with their card network's Click to Pay profile can complete payments without manually re-entering card details, with built-in 3DS authentication handled by the scheme.

:::note [Availability]
- **Card-network-backed:** Click to Pay is supported for Visa and Mastercard card payments.
- **One-time payments only:** Click to Pay supports one-time card-not-present payments. Merchant-initiated transactions (MIT) and recurring payments are not available.
- **Country availability:** Click to Pay is available in 63 countries. See the [full country list](#available-countries).
- **No sandbox:** Click to Pay is not available in the sandbox environment. Testing requires a production merchant account.
:::

#### Available countries [!details]

Click to Pay is available in the following countries:

| Country | Code | | Country | Code |
|---------|------|-|---------|------|
| Andorra | AD | | Latvia | LV |
| Argentina | AR | | Lithuania | LT |
| Australia | AU | | Luxembourg | LU |
| Austria | AT | | Malaysia | MY |
| Bahrain | BH | | Malta | MT |
| Belgium | BE | | Mexico | MX |
| Brazil | BR | | Netherlands | NL |
| Bulgaria | BG | | New Zealand | NZ |
| Canada | CA | | Norway | NO |
| Chile | CL | | Peru | PE |
| China | CN | | Philippines | PH |
| Colombia | CO | | Poland | PL |
| Croatia | HR | | Portugal | PT |
| Cyprus | CY | | Qatar | QA |
| Czech Republic | CZ | | Romania | RO |
| Denmark | DK | | Saudi Arabia | SA |
| Dominican Republic | DO | | Singapore | SG |
| Estonia | EE | | Slovakia | SK |
| Finland | FI | | Slovenia | SI |
| France | FR | | South Africa | ZA |
| Germany | DE | | South Korea | KR |
| Greece | GR | | Spain | ES |
| Guatemala | GT | | Sweden | SE |
| Hong Kong | HK | | Switzerland | CH |
| Hungary | HU | | Taiwan | TW |
| Iceland | IS | | Thailand | TH |
| Indonesia | ID | | Ukraine | UA |
| Ireland | IE | | United Arab Emirates | AE |
| Italy | IT | | United Kingdom | GB |
| Japan | JP | | United States | US |
| Jordan | JO | | Vietnam | VN |
| Kuwait | KW | | | |

## Why offer Click to Pay?

- [:Rocket: Faster checkout for enrolled customers](# "Enrolled customers complete payments in a few clicks - no manual card entry required. New customers can enrol their card during checkout for future use")
- [:CardSecurity: Built-in 3DS authentication](# "The card networks handle 3DS authentication within the Click to Pay flow - secure by design, no extra integration needed")

[//]: # ' '

- [:Globe: Card-network-backed](# "Click to Pay is an EMVCo standard supported by Visa and Mastercard, giving customers a familiar and trusted checkout experience")
- [:WealthDown: Higher conversion rates](# "Streamlined authentication and fewer checkout steps lead to more completed payments and reduced cart abandonment")

## Why choose Revolut?

- [:TimeAndMoney: Fast settlement](# "Funds settle into your merchant account within 24 hours - fast and easy settlement ensures a steady cash flow")
- [:RatesConverter: 25+ currencies](# "Your Revolut Business account supports 25+ currencies. Hold the original currency until you decide to spend or convert it")
- [:Fees: Low and transparent fees](# "We charge you only per successfully processed transaction - no hidden costs, no monthly fees")

[//]: # ' '

- [:LogoRevolut: Learn more about the benefits of accepting payments with Revolut](https://www.revolut.com/business/payment-gateway/ "Discover how Revolut's payment gateway can help grow your business")

## Our solutions

We provide the following solutions for accepting payments via Click to Pay.

### Web integration

You can embed the Click to Pay widget on your website using our web SDK to give your customers a seamless checkout experience. The widget opens a pop-up where customers authenticate with their card network and complete the payment - all without leaving your checkout page.

![Click to Pay on Web](/img/accept-payments/payment-methods/click-to-pay/click-to-pay.png 'Click to Pay on Web')

- [:Browser: Check the web integration guide](/docs/guides/merchant/accept-payments/online-payments/click-to-pay/web 'Integrate Click to Pay into your website checkout using the Revolut Checkout Widget')

## Alternative payment solutions

In addition to Click to Pay, you can choose to integrate other payment solutions, such as:

- [:DesktopShop: Revolut Checkout](/docs/guides/merchant/accept-payments/online-payments/revolut-checkout/introduction "Learn more about accepting payments via Revolut Checkout")
- [:LogoRevolut: Revolut Pay](/docs/guides/merchant/accept-payments/online-payments/revolut-pay/introduction "Learn more about accepting payments via Revolut Pay")

[//]: # ' '

- [:Wallet: Apple Pay and Google Pay](/docs/guides/merchant/accept-payments/online-payments/apple-pay-google-pay/introduction "Learn more about accepting payments via Apple Pay and Google Pay")
- [:Card: Card payments](/docs/guides/merchant/accept-payments/online-payments/card-payments/introduction "Learn more about accepting card payments")

[//]: # ' '

- [:Bank: Pay by Bank](/docs/guides/merchant/accept-payments/online-payments/pay-by-bank/introduction "Learn more about accepting direct bank payments")
- [:Repayment: SEPA Direct Debit](/docs/guides/merchant/accept-payments/online-payments/sepa-direct-debit/introduction "Learn more about accepting payments via SEPA Direct Debit")

These alternatives give your customers flexibility and help you capture more sales from different payment preferences.

---

## What's next

- [:Browser: Web integration guide](/docs/guides/merchant/accept-payments/online-payments/click-to-pay/web 'Accept Click to Pay on your website with the Revolut Checkout Widget')
- [:CodeRepository: Click to Pay Web SDK reference](/docs/sdks/merchant-web-sdk/payment-methods/click-to-pay 'Full SDK reference for the Click to Pay payment method')
- [:CloudStorage: Explore the Merchant API](/docs/api/merchant 'Create orders, manage payments, and handle refunds programmatically')
- [:ArrowExchange: Order and payment lifecycle](/docs/guides/merchant/reference/order-lifecycle 'Understand how orders and payments are processed')