---
api: 'Open Banking API'
---

# Draft payment

You can create a draft payment to initiate a payment on behalf of a user, and request the approval for the draft payment in the user account.

Then, you can retrieve or delete a draft payment.

:::note
The draft payments API is available only for Revolut Business customers.
If you'd like to use this endpoint, reach out to us.
:::

For more information, see [Tutorials: Work with draft payments](/docs/guides/build-banking-apps/tutorials/work-with-draft-payments).